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Basic Life and Accidental Death and Dismemberment
 
The City provides a basic life insurance policy on your behalf equal to two times your annual salary to a maximum of $100,000. The amount of your AD&D Insurance benefit is equal to the amount of your Basic Life Insurance benefit. The benefit is prorated for half-time and three-quarter time employees.  Enrollment is automatic; however, you should keep your beneficiary designation current.

To read more about this benefit, please refer to the Life Insurance Certificate provided by the City's life insurance provider, Standard Insurance.

Additional Life Plans
 
You may elect also Additional Life coverage for yourself and Spouse life coverage in units of $5,000 to a maximum benefit of $300,000.
If your are a new employee, you may elect up to $100,000 for yourself and $30,000 for your spouse if you enroll within 30 days of employment without being subject to medical underwriting approval.
 
If you missed your 30 day deadline or want more than $100,000 for yourself and $30,000 for your spouse, you must complete the Medical History statement and complete and pass a physical examination in order to receive additional coverage coverage. 

You may also elect:
  • Additional Accidental Death and Dismemberment (AD&D) for yourself and your family in increments of $10,000 up to $500,000 at any time
  • $5,000 or $10,000 dependent life insurance policies for your children
For additional information about these plans as well as rate information, see the Standard Insurance Additional Life brochure.

To enroll in any of the additional life plans, complete the following enrollment form:

For additional forms see the Benefits Enrollment and Forms section


 
 Related Links Minimize
 
 Benefits Quick Links Minimize
 
 2009 Health Plans Guide Minimize
 
View the 2009 Benefits Guide to compare health plans and prices for 2009.
 
 
 Contact Us Minimize
Benefits questions? 
Call 720-913-5697 or email benefits@denvergov.org.
 
 

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