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Introduction
The Public Trustee processes foreclosure actions on real estate properties having mortgages in default, provides foreclosure cure information and assistance to property owners or lien holders prior to sale by auction, conducts public auctions, and deeds unredeemed property.
Further details follow. See also the Real Estate Foreclosure Records searchable database.
Foreclosure Sales
Our office does not provide a list of Denver foreclosures in paper form. The Denver foreclosures list can be obtained online either in our office or remotely from any computer having Internet access. Please see Foreclosure Sales Bids and Foreclosures Search.
Public auctions of foreclosed properties are held in our office on Thursday at 10am, except in cases of weeks wherein bank holidays occur on Thursdays. Please see Foreclosure Sales Calendar or call us at 720-865-8641 for additional schedule information. Because of limitations in personnel and resources, please understand that only limited information is available by phone.
Persons interested in bidding at a foreclosure sale (auction) (other than the foreclosing lender) must register with the Public Trustee prior to the sale. All bidders must have pre-registration forms and certified funds in our office by 9:30 the morning of the foreclosure sale. All funds must be in the form of a wire transfer or certified check, cashier's check, teller's check, or draft denominated as an official check that is a teller's check or a cashier's check as those terms are defined in and governed by the "Uniform Commercial Code", title 4, C.R.S., made payable to the public trustee, and certified or issued by a state-chartered bank, savings and loan association, or credit union licensed to do business in the state of Colorado or a federally chartered bank, savings bank, or credit union. Every bid must be in an amount at least $1.00 greater than the foreclosing lender’s bid, a copy of which is available in our office the afternoon prior to auction. (We will make every effort to publish on this website the afternoon prior to auction a list of Sales Bids, but cannot guarantee the timeliness, accuracy, or completeness of this online publication. Please refer to documents in our office for definitive information.)
A Certificate of Purchase is issued to the successful bidder. The Certificate of Purchase is only a lien and may be exchanged for a Public Trustee’s Deed after expiration of all redemption periods. Prospective buyers are advised to check for recorded liens senior to the lien bringing the foreclosure.
The filing fee for a lien holder Intent to Redeem is $50.00. The fee for a Certificate of Redemption or a Public Trustee’s Deed is $30.00, plus recording fees.
Fees
Please see Fees Schedule.
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