Council Connection

 

Are You Eligible For Medicaid?

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12/19/2013 3:59 PM  RssIcon

The Patient Protection and Affordable Care Act (PPACA), commonly called the Affordable Care Act (ACA), or “ObamaCare,” is the federal healthcare reform measure signed into law by President Obama on March 23, 2010.

The ACA aims to increase the quality and affordability of health insurance, lower the uninsured rate, and reduce the costs of healthcare for individuals and the government. It provides a number of mechanisms – mandates, subsidies, and insurance exchanges – to increase coverage and affordability. The law also requires insurance companies to cover all applicants within new minimum standards and offer the same rates regardless of pre-existing conditions or a person’s gender.

In compliance with the federal statute the State of Colorado created http://connectforhealthco.com/ -- an online marketplace for Coloradans to shop for and purchase health insurance.  Additionally, the ACA alters the qualifications for Medicaid, which will expand coverage to 160,000 additional Coloradans, many of them Denverites. 

Under the ACA as many as 80% of Denver residents who frequent our homeless shelters, mental health facilities, emergency rooms and jails will be eligible for Medicaid. Denver Human Services, Denver Health and many other city and county agencies are working to enroll all eligible Denver residents into Medicaid.

There are an estimated 100,000 people in Denver without health insurance. Of these, approximately 40,000 will be eligible for Medicaid under the ACA. To qualify for Medicaid, a single person would have to earn less than $15,282 and a family of four would have to earn less than $31,322. Unlike insurance offered through “connectforhealthco.com,” Medicaid does not require a monthly premium.  Click here to visit the Colorado Department of Healthcare Policy and Financing for enrollment and other important information. 

If you or anyone you know is uninsured please take a moment to explore the options discussed in this blog.  According to Connect for Health Colorado nearly 50% of emergency room visits can be avoided through preventative healthcare provided by insurance. Insurance can save you medical costs, improve the health and wellbeing of our city, and help lower overall expenses for everyone. 


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