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No, all Public Trustee documents are public information.
No. The customer must come into the Public Trustee office in person to obtain a foreclosure mailing list and pay a $.25 per page photocopy fee.
Homeowners facing foreclosure are not without resources to turn to for assistance. Please see the resources on our Information for Homeowners page.
Call 311 inside Denver, or 720-865-8400, and ask to be transferred to the Public Trustee office.
The purpose of the Rule 120 Hearing is for the lender to establish the legitimacy of a foreclosure filing. The homeowner will be notified of the hearing and may dispute the legitimacy of the foreclosure based upon mistaken identity, clerical error, actual payment or other reason. Homeowners are advised to consult an attorney in this matter.
Homeowners must file at least 15 days before the current auction date of their property to be guaranteed timely receipt of payment figures. For an Intent to Cure filed after that date, the lender’s attorney is not legally obligated to provide cure payment figures. If an auction is postponed, the new date becomes the current sale date.
For the exact steps that are put into motion after an Intent to Cure is filed, see our Information for Homeowners page, under "How Do I Save My House?"
Call 311 inside Denver, or 720-865-8400, and ask to be transferred to the Public Trustee.
Once a foreclosure case has been filed with the Public Trustee, payments must go through the Public Trustee in order to close the case and keep the property from being auctioned. Because cure funds are not turned over to the lender until the lender withdraws the foreclosure, this is a protection for the homeowner.
During the course of a foreclosure action, the lender must request a District Court hearing to determine the legitimacy of the foreclosure. This hearing is called a "Rule 120" hearing.
Once the hearing is scheduled, a notice is sent out to the owner of the property in foreclosure, usually by the lender's attorney. You may choose to respond to the notice, by filing a written response with the clerk of the court at 1437 Bannock Street Denver, CO 80202.
If no response is filed, the motion is automatically approved and an "Order Authorizing Sale" is issued. The "Order Authorizing Sale" is a required document for the foreclosure to proceed to sale. If a response is filed, a court date will be scheduled for you to air your grievances before a judge.
The Public Trustee auction is held weekly at 10 a.m. on Thursdays. It is not held Christmas week. It is conducted at 201 W. Colfax Avenue, in the main conference room in the Office of the Clerk and Recorder (Room 1.B.6).
Not every house will go to auction. Some properties will be continued (postponed) week to week due to bankruptcy, a pending cure or other reason.
The amount of the lender's bid is determined by the lender and its attorney and may include late fees, unpaid interest, attorney fees, and Public Trustee fees. These factors can sometimes cause the amount of the bid to exceed the amount of the initial loan.
The Public Trustee does not have the ability to research chain of title or whether a given property has liens against it. For information on whether or not a given property has liens on it, you may seek out the help of a title company, or you may search through the public records if you feel confident enough to do so (not all liens may be found this way).
Please see our Redemptions Information on this page.
Lien holders are required to remit $50 for each Intent to Redeem, plus a copy of their lien and a list of expenses and receipts for those expenses.
Please see our Release of Deeds of Trust Information Tab on this page.
Free seminars: Learn how to purchase a foreclosed property at Denver's Public Trustee auctions, or how to redeem a foreclosed property if you are a lien holder. Earn real estate CE credit. Visit Our News Announcement to Learn More.