Employee Benefits Information

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Important Updates

Open enrollment is October 1 - 30, 2009, selections are effective January 1, 2010.
Please see below for important updates for the 2010 benefits plans.
View the 2010 Benefits Guide to compare benefits and plan costs.
For questions about the new plans offered by United HealthCare, call (866) 873-3903, or visit the pre-enrollment web site. Please reference our plan number, 717340, when calling customer service.
Learn about the DenverWellness, Medical Insurance Discount Program

Benefits

Medical

View comparisons and costs of the four health insurance plans offered to employees and their families.

Dental

View highlights and costs of three plans offered by Delta Dental.

Vision

View vision coverage options through your primary health insurance or a supplemental plan.

Disability

View long and short-term disability plans offered to employees.

Flex Cash

Learn how to set aside money on a pre-tax basis for certain qualified expenses.

Life Insurance

Select life insurance options that are right for you.

RTD ValuPass

Discounted RTD passes are available for employees.

Retirement Plans

View options available to help you plan for your retirement.

More Discounts and Programs

View additional services and discounts that are available to employees.

Important Benefits Updates for 2010

Open enrollment is Oct. 1 through Oct. 30, 2009 - selections will be effective January 1, 2010. This is the only time employees may make changes to their medical, dental, vision, short-term disability, flex cash and legal elections for 2010 so it’s important to know what’s available, what’s changing and then act during the month of October.

Employees with a user ID and password will need to enroll online through http://dot (only available to computers on the City network), all others will be mailed a hard copy enrollment form to their home address before October 2009.

The City will continue to offer employees three choices in medical carriers. In 2010, they include Kaiser Permanente, Denver Health and new this year, UnitedHealthcare. We will no longer have Aetna as a carrier.

Kaiser Permanente - Prescriptions for preventive drugs will be filled at a 30 day supply instead of 60 day supply if filled at the pharmacy, Mail order drugs may still be filled for a 90 day supply for two copays. There is no increase to monthly premiums.
Denver Health Medical Plan - Members will pay a $400 individual and $800/family upfront deductible before the Denver Health plan pays costs. After the deductible is paid, the plan reverts to similar copays as 2009.
UnitedHealthcare - UnitedHealthcare is a new carrier for the City and will offer two plans to employees – the Choice Plan (HMO) and the Choice Plus Plan (HDHP).
- The Choice Plan is a traditional HMO health plan and is similar in design to the Aetna HMO. Current Aetna HMO enrollees will automatically be enrolled unless another election is made during open enrollment.
- The Choice Plus Plan is a a new program for the City. Choice Plus is a high deductible health plan and includes a health savings account. Current Aetna POS participants will not be automatically enrolled into the UnitedHealthcare Choice Plus Plan and will need to make this selection during enrollment.
Flexible Spending Accounts (Flex Cash) - Employees interested in participating in the City’s flexible spending accounts (Flex Cash) must make an election during open enrollment. The City’s provider is changing in 2010 to 24HourFlex, who is one of the regions largest administrators and has a local presence.
Flex Cash requires participants to re-enroll every year.