City-Paid Short- and Long-Term Disability Plan

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If an employee was hired after January 1, 2010, or the employee converted to our Paid Time Off (PTO) plan, we pay the full cost of the premiums for short-term disability insurance. Learn more in the Short Term Disability Insurance brochure(PDF, 68KB).

Are all your new hire employees given a city-paid STD plan?
Most of our employees will get the city-paid STD plan; however, some employees (Denver District Attorney and Denver Sheriffs) have to voluntarily elect STD coverage.

What benefits are included in the city-paid STD?
Employees who are covered under the city-paid STD will receive a weekly benefit of 70% with $1500 maximum per week.

What is the waiting period for the short-term disability?
There is a 14-day waiting period for any short-term disability claims. 


Long Term Disability Insurance

All employees covered (except uniformed Police and Fire) under the city-paid LTD will receive a monthly benefit of 60% with a $6000 maximum per month. Learn more in the Long Term Disability Insurance brochure(PDF, 42KB) .

What is the waiting period for the long-term disability?
There is a 180-day waiting period for any long-term disability claims.