Student Loan Forgiveness


Our employees may be eligible for public service loan forgiveness for federal student loans. This federal program supports public service workers by forgiving the remaining student loan (Direct Loan) balance after 120 qualifying monthly payments that coincide with 10 years of qualifying employment.

To take advantage of this benefit, you must:

  • Be in a qualifying repayment plan
  • Have Direct Loans (or consolidate other federal student loans into a Direct Loan)
  • Repay your loans under an income-driven repayment plan.

The payments need not be consecutive. However, the on-time qualifying payments and the months of full-time employment do need to coincide.

Other restrictions may apply. For more on qualifying payments, exceptions or changes, visit the U.S. Department of Education’s student loan site at