Applying for Medical Care Benefits

Health care law says that everyone is required to have health insurance. Colorado’s Medicaid Program (Health First Colorado), Child Health Plan Plus (CHP+), and other health insurance programs comply with the law. No one can be refused health insurance by a company because of a pre-existing condition.

  • There is an “open enrollment” period every year that sets deadlines to start searching and buying health coverage in November to be signed up by January to comply with the law.
  • Qualifying life events may make you eligible outside of the open enrollment period.
  • If you qualify for Health First Colorado or CHP+ you can sign up at any time during the year and are not limited to the open enrollment period.

Colorado Peak

Colorado PEAK is an online service portal that allows you to apply for and manage medical benefits as well as many other State of Colorado benefits like: 

  1. Food Assistance (SNAP)
  2. Cash Assistance
  3. Health Care Coverage
  4. Early Childhood
  5. Transit
  6. Energy

*The eligibility verification is private and secure and only takes about 15 minutes.

Here you will find helpful information on the types of medical benefits available and how to apply for those benefits using Colorado PEAK.

Health Care Programs Available

Health First Colorado

Colorado’s Medicaid Program and Public Health Insurance for low-income Coloradans who qualify.

You may qualify for Health First Colorado if you meet the income guidelines.  Health First Colorado is one of the many state and federal programs that use the Federal Poverty Guidelines to determine income eligibility for program benefits.  

Connect for Health Colorado

The only place where individuals, families and small employers can compare plans, shop online, and apply for financial help to lower the cost of your health insurance.

Child Health Plan Plus (CHP+)

Health insurance for low-income children 18 years of age and under. The CHP+ prenatal program provides health insurance for low-income pregnant women over the age of 19.

The Old Age Pension (OAP) Program

Provides monthly cash and medical assistance to Coloradans aged 60 years or older.

How to Apply

Step 1.What You Need to Apply

  • Social security numbers for applicants who have them
  • Immigration document numbers for non-citizens
  • The name, address, contact info, and birth date for applicants
  • Employer and income information for everyone in your household. Examples include pay stubs or W2 forms.
  • Other income information including Social Security Administration (SSA) or Supplemental Security Income (SSI) payments and mentions
  • Information and policy numbers for health insurance plans covering members of your household, including Medicare

Step 2.Create an account

  • Go to
  • Create your username and password.
  • With your PEAK account, you can apply for benefits, update your case online, make payments, check you balance, and print medical ID cards.

Step 3.Manage your health care

  • Apply for benefits through PEAK.
  • Report changes, renew benefits, upload documents, and get reminders all through PEAK.
  • Download the free Health First Colorado mobile app and use it to take control of your coverage!