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Avoid Foreclosure

Foreclosure Counseling

For a guide to housing counseling, as well as information about the foreclosure process, download :

The Office of Economic Development is committed to educating homeowners about foreclosure, how to prevent it, and key resources to utilize if your situation worsens.

The Colorado Foreclosure Hotline partners with nonprofit housing counseling agencies. Visit the them online or call toll-free (877) 601-HOPE (4673).

Both pre-purchase counseling and mortgage counseling (delinquency and default) are available from the Colorado Housing Assistance Corporation. Call 303-572-9445.

If you are concerned about predatory lending or high-pressure financial services, Denver’s Office of Financial Empowerment and Protection can refer you to free financial coaching through mpowered. Call 720-944-2498.

Eviction Assistance and Legal Help

Colorado Legal Services (CLS) provides free legal services in all types of evictions to individuals and families who meet income guidelines. CLS also provides these same services to seniors, without regard to income. If you are a tenant and have been served with a notice, have received court papers, or have a problem with your housing, please contact CLS immediately.

Colorado Legal Services can be reached at 303-837-1313/1321 ext 444 or online at

Colorado Affordable Legal Services (CALS) counsels, represents and advises landlord and tenant clients on legal issues and other landlord/tenant matters. CALS advises parties how to file, initiate and defend themselves in court proceedings, including mediation in addition to offering dispute resolution information and referrals for legal assistance.

Colorado Affordable Legal Services can be reached by phone at 303-996-0010 or online at

The Denver Metro Fair Housing Center (DMFHC) is a non-profit organization dedicated to eliminating housing discrimination through comprehensive education, advocacy, and enforcement of the Fair Housing Act.  DMFHC can be reached by phone at 720-279-4291 or online at

Colorado Housing Connects provides information on tenant/landlord questions and concerns.  Colorado Housing Connects can be reached by phone at 1-844-926-6632 or online at

Brothers Redevelopment, Inc., (303) 202-6340
Brothers Redevelopment, Inc. is a local, non-profit housing redeveloper, founded in 1971 by a Mennonite minister, a Lutheran minister, and a Catholic layperson. Since then, the agency has concentrated on programs that allow low-income elderly and disabled persons to continue living independently in their homes and communities.

Northeast Denver Housing Center, (303) 377-3334    
Northeast Denver Housing Center (NDHC) purchases, rehabilitates and sells homes to low- and moderate-income families located in Denver. The NDHC lease-purchase "Homeownership incubation program" allows families to move into the homes they intend to buy and work on their "bankability" with the help of NDHC housing counselors.

Del Norte Neighborhood Development Corporation, (303) 477-4774 ext. 18                       
Del Norte helps build quality, affordable housing; maintains and upgrades existing housing; and assists economic growth through employment and entrepreneurial opportunities to benefit low- and moderate-income families and individuals. Del Norte has several assistance services ranging from a $1,000 closing grant to a $10,000 deferred loan.

Colorado Housing Assistance Corp., (303) 572-9445    
Colorado Housing Assistance Corporation (CHAC) offers down-payment assistance and homebuyer education classes for first-time home buyers. Down payment assistance comes in the form of a low-cost loan, and borrowers are required to contribute at least $1,000 of their own funds toward their down-payment and closing costs. CHAC’s homebuyer education classes introduce first-time homebuyers to special assistance programs and below market rate loans.

Colorado Housing and Finance Authority, (303) 297-2432
Colorado Housing and Finance Authority (CHFA) provides funds to finance the places where people live and work throughout Colorado. CHFA has been making dreams come true for over 30 years. CHFA offers low-interest loans, home buyer education classes and additional resources to help you with the purchase of your new home.

NEWSED Community Development Corporation, (303) 534-8342
NEWSED CDC offers services for home buyers including down-payment assistance and homebuyer education. Low-interest loans and Individual Development Accounts (IDA) are provided to assist with down payment and closing costs. IDAs are savings accounts that are matched for down payment and closing costs. Borrowers must contribute at least $1,000 of their own funds. NEWSED CDC offers monthly homebuyer education workshops and one-on-one counseling. It also provides foreclosure prevention.